What Is High-Equity List?
Also known as: Equity List
A high-equity list contains owners whose estimated property value is much higher than their mortgage balance. Equity gives a seller room to accept a discounted cash offer.
A high-equity list contains owners whose estimated property value is much higher than their mortgage balance. Equity gives a seller room to accept a discounted cash offer.
High-Equity List explained
High equity does not automatically create motivation, but it makes a wholesale offer mathematically possible. If a seller owes nearly the full market value, there may be no spread after repairs and buyer profit. With strong equity, the acquisitions team has room to solve the seller problem and still leave margin for a cash buyer. Operators usually layer equity with better motivation signals such as absentee ownership, age of ownership, vacancy, probate, liens, tired landlord status, or pre-foreclosure.
Example
You target owners with 50% or more equity who have owned the property for ten years. Callers qualify motivation before an acquisitions manager calculates the MAO.
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