What Is Transactional Funding?
Also known as: Same-Day Funding
Transactional funding is short-term capital used to complete the first leg of a double close, usually repaid when the resale closes shortly afterward.
Transactional funding is short-term capital used to complete the first leg of a double close, usually repaid when the resale closes shortly afterward.
Transactional Funding explained
Transactional funding helps wholesalers double close without tying up large amounts of their own cash. The lender funds the A-to-B purchase, then gets repaid from the B-to-C sale, often the same day. Because the money is short term and deal-specific, lenders want to see the end buyer contract, title coordination, and enough spread to support fees. It is not a substitute for a bad deal; it is a tool for structuring a good one.
Example
You need to buy at $150,000 and resell at $165,000 the same day. A transactional lender funds the first close and is repaid from the second.
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