Skip to main content
VA Horizon
Book a Call
Prospecting Channels

Why We Don’t Believe “Cold Calling Doesn’t Work” for Merchant Services, No Matter What the D2D Trainers Say

Quick answer

James Shepherd of CCSalesPro, the dominant training voice in this niche, argues that ISOs closing 700 to 1,000 deals a month rely primarily on cold calling because merchants and business owners, in his words, “don’t search online for merchant services very often,” so the marketing taps out. He points to agents who walk into 20 new businesses a day, five days a week, for a year, landing $3,000 to $5,000 or more a month in residual income as proof the door-to-door grind works.

We don’t dispute that his numbers describe a real, working model for the agents who run it. What we don’t accept is the leap from “this works” to “nothing else does.” Landing a meeting with a business owner takes an average of 8 touchpoints, and top performers do it in 5, according to RAIN Group’s research on B2B prospecting, which is a persistence argument, not a channel argument. A text conversation that reaches a merchant patiently, over multiple touches, is following the same underlying rule Shepherd’s own numbers depend on, just through a different door.

The Doctrine CCSalesPro Built on “The Marketing Taps Out”

James Shepherd’s April 2019 CCSalesPro post is the clearest, most-cited articulation of why door-to-door still dominates prospecting in this niche. His claim: ISOs closing 700 to 1,000 deals a month rely primarily on cold calling because merchants and business owners, quite honestly, don’t search online for merchant services very often, so the marketing taps out. His supporting math is specific, an agent walking into 20 new businesses a day, five days a week, for a year, lands $3,000 to $5,000 or more a month in residual income, and ISOs will reportedly pay around $700 for a Facebook-sourced lead while balking at $200 to $300 for a cold-calling agent’s sale.

That is a real, sourced claim from the most credible practitioner voice this industry has, and we are not rewriting it here. Whatever an ISO pays for a lead versus a cold-called sale, the underlying argument is about which channel a specific ISO trusts enough to fund, not proof that every other channel fails.

What the Persistence Data Actually Shows

RAIN Group’s survey of 489 B2B sellers who outbound-prospect found it takes an average of 8 touchpoints to land a first meeting with a new prospect, and top performers need only 5, converting 52 of 100 contacts against 19 of 100 for everyone else. That is a study about repetition and follow-through, not about which specific channel a seller used to make contact.

Shepherd’s own D2D numbers work for exactly the reason RAIN Group’s data predicts: an agent walking into 20 businesses a day is racking up touches at a pace almost no other channel can match on foot. The lesson underneath his numbers is that volume and persistence convert, not that walking is the only medium capable of delivering volume and persistence.

Want this handled for you?

Pay per booked meeting for your industry. No retainer.

Book a B2B Call

Where the “Marketing Taps Out” Claim Gets Too Broad

VA Horizon’s own existing guide on door-to-door economics treats D2D as a real, working channel with genuine tradeoffs against phone prospecting, without arguing D2D is the only viable option. Our disagreement with Shepherd’s framing isn’t about whether D2D works, his numbers say it clearly does for agents who run it well. It’s about the “taps out” language doing more work than the underlying claim supports: a merchant not actively searching Google for a payments vendor on a given afternoon is not the same fact as a merchant being unreachable by any channel except a knock on the door.

A merchant who ignores a cold email and screens a cold call can still read and respond to a short, specific text message on their own time, between customers, without a rep standing in their doorway. That is a different mechanism than the one “the marketing taps out” describes, and it doesn’t require online search behavior to exist at all.

Why We Run This Model Instead of a D2D Floor

We are not a door-to-door shop, and we don’t claim SMS outreach beats a knock on the door on Shepherd’s own economics. What we do believe is that a conversation delivered patiently, over the number of touches RAIN Group’s research says most conversions actually require, works whether it arrives on a porch or a phone screen. The channel is the delivery mechanism, not the reason a prospect eventually says yes.

That is the case for running a text-based appointment-setting model alongside, not instead of, whatever prospecting an ISO already has working on the ground. Neither one has to be wrong for the other to be right.

Sources

The external data in this article draws on the sources below. Figures described in the text as estimates or industry triangulations are directional and are not attributed to a single dataset.

FAQ

Does cold calling actually work for merchant services sales?
James Shepherd of CCSalesPro reports agents walking into 20 businesses a day, five days a week, for a year, land $3,000 to $5,000 or more a month in residual income, and that ISOs closing 700 to 1,000 deals a month rely primarily on this channel. The numbers describe a real, working model.
What does James Shepherd say about online marketing for merchant services?
Shepherd argues merchants and business owners don’t search online for merchant services very often, so the marketing taps out, which is why his training content centers cold calling and door-to-door prospecting as the dominant channel.
Does that mean online or SMS outreach doesn’t work for this industry?
Not necessarily. A merchant not actively searching Google on a given day is a different fact from a merchant being unreachable by every channel except an in-person visit. A text message can still reach and be answered by someone who never opens a search engine.
How many touches does it actually take to land a B2B meeting?
RAIN Group’s survey of 489 B2B sellers found it takes an average of 8 touchpoints to land a first meeting, with top performers needing only 5, a persistence finding that applies regardless of which channel is delivering the touches.
How is VA Horizon’s model different from a D2D sales floor?
Human + AI SDRs text prospects rather than knocking on doors or dialing phones, applying the same patient, multi-touch persistence RAIN Group’s research describes through a different delivery mechanism, not a competing claim about which channel is superior.

Let a conversation run alongside your D2D floor.

Book a 15-minute call and see how Human + AI SDRs text your exact prospects between the doors your reps are already knocking on.

Book a B2B Call

Pay per booked meeting · No retainer · Free no-show replacement

Recommended next steps